These Terms & Conditions govern your access to and use of the ZJ77 platform. Please read them carefully before registering an account or placing any wager. By using ZJ77 you agree to be bound by these terms in their entirety.
These cards summarise the most important aspects of the full Terms & Conditions below. They do not replace or supersede the full text — always read the complete clauses.
You must be at least 18 years of age — or the higher minimum age required by the operator or applicable licence jurisdiction — to register and use ZJ77. One account per person. False information during registration is grounds for immediate account closure.
All bonuses are subject to wagering requirements stated in the relevant promotion terms. Bonus funds and winnings derived from bonuses cannot be withdrawn until wagering requirements are fully met. Abuse of promotions will result in bonus forfeiture.
Deposits and withdrawals are subject to the methods available in the cashier at any given time. KYC verification must be completed before any withdrawal is processed. Processing times vary by method and operator review schedule.
You are solely responsible for maintaining the confidentiality of your login credentials. ZJ77 is not liable for losses resulting from unauthorised access caused by your failure to secure your account. Report suspected breaches immediately.
ZJ77 provides deposit limits, session reminders and self-exclusion tools. Gambling is entertainment — not a source of income. If gambling is causing harm, use the account controls or contact our support team immediately.
ZJ77 does not claim a Pakistan gambling licence. Users in Pakistan are solely responsible for compliance with local law, including the Prevention of Gambling Act, 1977. This document does not constitute legal advice.
These Terms and Conditions ("Agreement", "Terms") constitute a legally binding agreement between you ("User", "you", "your") and ZJ77 ("ZJ77", "we", "us", "our"), the operator of the online gaming platform accessible at https://zj77.cam. These Terms govern your access to and use of all services, features, content, products and games made available through the ZJ77 platform.
By creating an account, accessing the platform, making a deposit or placing any wager, you confirm that you have read, understood and unconditionally agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must not access or use the ZJ77 platform.
ZJ77 is an English-language online gaming information and entertainment platform primarily serving users in Pakistan including Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan and Peshawar. ZJ77 does not hold a Pakistan gambling licence and does not claim regulatory approval from any Pakistani authority, including the Government of Pakistan, PTA, State Bank of Pakistan or any provincial authority. Users are solely responsible for understanding and complying with all applicable local laws, including the Prevention of Gambling Act, 1977. These Terms do not constitute legal advice.
Important: Gambling may be restricted or prohibited under laws applicable in your jurisdiction, including in Pakistan. You access and use ZJ77 at your own legal risk. We strongly encourage you to seek independent legal advice regarding the legality of online gambling in your specific location before registering or depositing.
In these Terms, the following expressions have the meanings set out below unless the context requires otherwise:
You must be at least 18 years of age to register an account and use the ZJ77 Platform. Where the operator's licence jurisdiction or applicable local law requires a higher minimum age, that higher minimum applies. ZJ77 strictly prohibits use of the Platform by minors. We reserve the right to request age verification documents at any time and to close any account where the holder cannot demonstrate they meet the minimum age requirement.
The Platform is for your personal, non-commercial use only. You must not open an account on behalf of any other person or entity, operate any form of betting syndicate through a single account, or use automated tools, bots or scripts to interact with the Platform.
Each User may hold only one registered Account. Duplicate or multiple accounts are strictly prohibited and will result in permanent account closure and forfeiture of any balance held across all associated accounts. If you believe a duplicate account exists in error, contact support immediately.
Access to the ZJ77 Platform may be restricted or prohibited in certain jurisdictions. You are solely responsible for determining whether your access and use of the Platform is lawful in your location. ZJ77 does not represent that the Platform is appropriate or available for use in every jurisdiction. Accessing the Platform from a Prohibited Jurisdiction is a breach of these Terms.
Pakistan imposes gambling restrictions under the Prevention of Gambling Act, 1977 and other applicable legislation. ZJ77 does not claim that use of the Platform is lawful in Pakistan. Pakistani users access and use ZJ77 entirely at their own legal risk and responsibility. This is not legal advice — users should seek independent legal counsel.
To register an Account, you must provide accurate, complete and current personal information including your full legal name, date of birth, residential address, email address and such other information as ZJ77 may require from time to time. You undertake to keep this information up to date. ZJ77 reserves the right to verify all registration information and to close accounts where information is found to be false, inaccurate or misleading.
Before processing any withdrawal, ZJ77 will require you to complete identity verification (KYC). Required documents typically include, but may not be limited to: a government-issued photo identity document (such as a CNIC or passport), proof of residential address (such as a recent utility bill dated within 90 days) and, where relevant, proof of the payment method used. Additional documentation may be requested in connection with AML compliance procedures.
ZJ77 aims to complete KYC reviews within a reasonable timeframe. During a pending review, withdrawals may be suspended. We cannot guarantee a specific turnaround time as reviews may involve third-party verification providers or regulatory compliance processes beyond our direct control.
You are solely responsible for maintaining the confidentiality of your username and password. You must not share your login credentials with any third party. ZJ77 is not liable for any loss or damage arising from your failure to secure your Account credentials. If you suspect unauthorised access to your Account, you must notify our support team immediately via the contact details in Section 17.
Subject to your compliance with these Terms, ZJ77 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for your personal entertainment purposes only. This licence does not include any right to resell, commercially exploit or redistribute any Platform Content.
ZJ77 does not guarantee uninterrupted or error-free availability of the Platform. Scheduled and unscheduled maintenance, technical failures, third-party infrastructure issues and events beyond our reasonable control may affect access. We will use commercially reasonable efforts to minimise downtime but accept no liability for any interruption of service.
Odds, scores, results and other data provided through the Platform are furnished for entertainment and informational purposes. While we endeavour to ensure accuracy, ZJ77 cannot guarantee that all data is error-free at all times. Where a manifest error in odds or game outcomes has occurred, ZJ77 reserves the right to void affected wagers and refund the relevant stake.
Deposit methods available at any given time are confirmed in the Cashier section of your Account. Payment method references that may appear on the ZJ77 Platform — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are cited as educational context only. None of these providers endorse, support or are affiliated with ZJ77. Users must independently verify that their chosen payment provider permits the intended transaction.
Where Pakistani Rupee (PKR / Rs) amounts are referenced on the Platform, these are for local context and illustration only. Actual account currency, applicable exchange rates and minimum/maximum deposit amounts are confirmed in the Cashier and are subject to change without prior notice.
All deposits must originate from a payment method registered in your own name. Third-party deposits are strictly prohibited. ZJ77 reserves the right to return deposits made from unverified or mismatched payment sources and to suspend associated accounts pending investigation.
Minimum deposit amounts are specified in the Cashier and may vary by payment method. Deposits below the published minimum may not be credited to your Account.
Withdrawals are only available to Users who have completed full KYC verification. Withdrawal requests made by unverified accounts will be held pending completion of the verification process. Withdrawals may only be made to a payment method registered in your own name.
Withdrawal processing times vary by payment method and are subject to ZJ77's internal compliance review schedule, the operating hours and processing times of the receiving payment provider, and any applicable regulatory hold periods. ZJ77 does not guarantee any specific withdrawal speed. References to familiar Pakistani payment rails such as Easypaisa, JazzCash, Raast and bank transfers are for educational context only — actual method availability and speeds must be confirmed in the Cashier.
Before any withdrawal is approved: (a) all active bonus wagering requirements must be fully satisfied; (b) ZJ77 reserves the right to conduct enhanced due diligence on any withdrawal request; and (c) minimum and maximum withdrawal amounts as specified in the Cashier apply. ZJ77 may request additional documentation at any stage of the withdrawal process.
ZJ77 reserves the right to withhold or forfeit funds where: a User has engaged in fraudulent activity; an Account has been used in breach of these Terms; KYC verification cannot be completed satisfactorily; or a legal obligation requires us to do so.
All bonuses, free bets and promotional offers are subject to specific terms published alongside each promotion, including wagering requirements, eligible games, minimum odds restrictions, time limits and any maximum bonus win caps. These promotion-specific terms are incorporated into and form part of this Agreement.
Bonus funds cannot be withdrawn until the applicable wagering requirement has been met in full. As an illustrative example: a PKR 1,000 bonus with a 30x wagering requirement requires PKR 30,000 in qualifying bets before any associated funds become withdrawable. Not all games contribute equally to wagering requirements — contribution percentages are stated in promotion-specific terms.
Any attempt to abuse bonus terms — including but not limited to: arbitrage betting using bonuses, creating multiple accounts to claim the same offer, exploiting mathematical error in promotional terms, or any coordinated activity designed to extract value from promotions — constitutes a breach of these Terms. ZJ77 reserves the right to cancel bonuses, reverse associated winnings and close accounts in such cases.
ZJ77 reserves the right to modify, suspend or terminate any promotion at any time without prior notice, subject to honouring commitments already made to Users who have met published conditions.
ZJ77 reserves the right to decline, limit or cancel any wager at its absolute discretion, including but not limited to: wagers placed after an event has commenced (unless in-play betting is explicitly offered), wagers that appear to exploit a pricing error, or wagers from accounts under review.
In the event of a manifest pricing or system error, ZJ77 reserves the right to void any wager placed at the erroneous price and to refund the relevant stake. A manifest error includes, without limitation, odds that are clearly out of line with prevailing market prices at the time of the wager.
Cricket betting markets including PSL/T20 and ICC tournament fixtures are offered for entertainment and informational purposes. ZJ77 is not affiliated with, endorsed by or in partnership with PCB, PSL, ICC or any cricket team or player. Cricket references on the Platform are sports context only.
Wagers placed are the sole decision of the User. ZJ77 encourages all Users to wager only amounts they can afford to lose and to make use of the responsible gambling tools available in their account settings.
The following conduct is strictly prohibited on the ZJ77 Platform. Engaging in any of the below may result in account suspension, permanent closure, forfeiture of balances and, where legally required, reporting to relevant authorities:
ZJ77 is committed to promoting responsible gambling practices. Gambling is a form of entertainment and should never be treated as a source of income, a way to recover financial losses or a coping mechanism for personal difficulties. If gambling is causing you harm, please use the tools available in your Account or contact our support team.
Available responsible gambling tools include:
For more detailed information, support resources and self-assessment tools, please visit our dedicated Responsible Gambling page.
Adults 18+ only — or the higher minimum required by the operator/license jurisdiction. Local laws in Pakistan may restrict gambling. Accessing ZJ77 does not make gambling lawful in any jurisdiction where it is otherwise prohibited.
All Content on the ZJ77 Platform — including but not limited to text, graphics, logos, game interfaces, software, odds data and audiovisual material — is the property of ZJ77 or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, modify, distribute, transmit, display, perform, publish, licence, create derivative works from or sell any Content without prior written authorisation from ZJ77 or the relevant rights holder.
The ZJ77 name, logo and all associated marks are proprietary to ZJ77. Use of these marks without our express written permission is strictly prohibited.
To the fullest extent permitted by applicable law, ZJ77, its officers, employees, agents and licensors shall not be liable for any direct, indirect, incidental, special, consequential, exemplary or punitive damages arising out of or in connection with your use of — or inability to use — the Platform, including but not limited to losses arising from gambling outcomes, technical failures, data loss, unauthorised account access or reliance on any Platform Content.
The Platform and all Content are provided on an "as is" and "as available" basis without any warranty of any kind, express or implied. ZJ77 does not warrant that the Platform will meet your requirements, operate without interruption, or be free from errors, defects or malicious code.
Nothing in these Terms limits liability for fraud, personal injury caused by negligence, or any other matter that cannot lawfully be excluded or limited under applicable law.
Your personal data is collected and processed by ZJ77 in accordance with our Privacy Policy, which is incorporated into and forms part of these Terms by reference. By registering an Account, you consent to the collection, use and processing of your personal data as described in the Privacy Policy, including KYC/AML checks, transaction monitoring and communication regarding your Account.
ZJ77 does not sell your personal data to third parties. Data is shared only with trusted third-party processors (payment providers, identity verification services) under confidentiality obligations, or where disclosure is required by law.
ZJ77 reserves the right to amend these Terms at any time. Material changes will be communicated to registered Users via the email address on file or through a prominent notice on the Platform. The "Last Updated" date at the top of this page reflects the most recent revision. Your continued use of the Platform following notification of any amendment constitutes your acceptance of the revised Terms. If you do not accept any amendment, you must cease using the Platform and close your Account.
These Terms and any dispute or claim arising from or in connection with them or their subject matter (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws applicable in ZJ77's operating jurisdiction, excluding any conflict-of-law principles that would require application of the laws of another jurisdiction.
ZJ77 does not claim to be licensed by or subject to the regulatory authority of any Pakistani governmental body. Pakistani users acknowledge that disputes may not be subject to resolution by Pakistani courts or regulators, and that they access and use the Platform at their own legal risk.
In the event of any dispute between you and ZJ77 regarding Platform use, bonuses, account closure or any other matter, you should first contact our support team as set out in Section 17. We will endeavour to resolve disputes promptly and fairly.
For any questions, complaints or concerns regarding these Terms & Conditions, your Account or any aspect of the ZJ77 Platform, please contact our support team through the following channel:
General Enquiries & Support:
Email (plain text — not a clickable link): [email protected]
Live Chat: Available 24/7 via the Help Centre within your Account.
Response Language: English (Urdu assistance available on select channels).
We aim to respond to all written enquiries within a reasonable timeframe. For urgent account security matters, Live Chat is the fastest available channel.
These Terms & Conditions work alongside our Privacy Policy, Responsible Gambling guide and FAQ to give you full transparency before you play. We encourage every Pakistani player to review all relevant documents.
Adults 18+ only. ZJ77 does not hold a Pakistan gambling licence. All use is subject to applicable local law.